
Taking into account the cost of goods and services like housing, groceries, transportation and utilities, the overall cost of living in this area is well below average.
Crime per 100,000 people is significantly lower than the national average, making it a safe place to live. These crime statistics include both violent and property crimes.
Higher than average median household income, income per capita and lower unemployment rates are seen in this area. The result is a high score in the employment category.
High scores in the housing category are a distinguishing feature of this area, possibly driven by a favorable home affordability ratio, higher home values and appreciation rates.
The schools category earns a high score due to factors like exceptional test scores, strong education levels and the close proximity of elementary and high schools in this area.
A low commute score could be due to longer-than-average work commutes and the limited availability of public transportation in this area.
O'Fallon, Missouri is a medium-sized city with a population of 90,020 people. O'Fallon has a population density of 3,037 people per square mile. This would be considered well above the national population density level. If we look at the most recent Census, O'Fallon is known to have a predominantly White population. The next two most common races are Black and Asian. Long commute times to work can be incredibly frustrating, ranking just behind housework on the list of life's annoyances. If you opt to make O'Fallon your home, your one-way commute time will typically last around 27 minutes, a duration that aligns with the national average commute time of 26 minutes.
Living in O'Fallon can be a positive experience for anyone moving to the city. Having said that, in the state of Missouri, there are many incredible places to live, so choose wisely! When searching for a new neighborhood, several factors play a vital role in determining its suitability. Safety should be a top priority, ensuring a secure environment with low crime rates. Proximity to your workplace or school helps minimize commuting time and allows for a better work-life balance. Availability of essential amenities such as parks, coffee shops, restaurants, grocery stores, and healthcare facilities contributes to convenience and well-being. Access to reliable public transportation options facilitates easy commuting and connectivity. Additionally, considering the sense of community and the overall atmosphere that resonates with your lifestyle and preferences fosters a harmonious living experience. To help you find the best places to live in and around O'Fallon, AreaVibes has created a livability score using key metrics like crime, commute, health & safety, employment, housing and more.
The livability score in O'Fallon is 80/100 and the city is ranked in the 94th percentile of all cities across America. Compared to the US average, O'Fallon ranks among some of the best places to live in the country! This city is also ranked in the top 10 percentile of all cities across the USA. For each of the livability categories, we know that O'Fallon ranks very well for crime (A+), cost of living (A-), education (A), employment (A+) and housing (A+).
Crime rates play a pivotal role in the decision-making process for anyone considering a move, as they directly influence the overall sense of safety, security and quality of life in a given location. O'Fallon shines in this regard, earning exemplary ratings for its exceptionally low violent crime rates, standing at 59 crimes per 100,000 residents. These rates are notably below the national average, underscoring the community's commitment to safety and contributing to an enhanced quality of life.
Unemployment rates can range pretty dramatically from one city to another. Knowing that O'Fallon has an unemployment rate of 2.3% could mean increased job opportunities with a higher demand for workers. It could also lead to higher wages, as the demand for workers exceeds the availability of jobs. Most importantly, it could be a sign of a healthy and thriving local economy.
Finding affordable real estate and housing in O'Fallon can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.
Assuming that O'Fallon meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in O'Fallon. Everything else becomes a lot less important if it turns out that home prices in O'Fallon are simply unattainable. Median real estate prices in O'Fallon come in at $421,191, which is 68.8% higher than the Missouri average. The home price to income ratio compares the median home prices to the median household income. In O'Fallon, the home price to income ratio is 3.1, which is 8.8% lower than the Missouri average.

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| Statistic | O'Fallon | Missouri | National |
| Average one way commute | 27min | 23min | 26min |
| Workers who drive to work | 83.9% | 81.6% | 76.4% |
| Workers who carpool | 5.5% | 9.1% | 9.3% |
| Workers who take public transit | 0.0% | 1.5% | 5.1% |
| Workers who bicycle | 0.0% | 0.3% | 0.6% |
| Workers who walk | 0.4% | 1.9% | 2.8% |
| Working from home | 9.2% | 4.6% | 4.6% |