Cost of Living in North Vernon, IN

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14%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Vernon Indiana National
Cost of living8689100
Groceries10097100
Health care9697100
Housing6272100
Transportation9696100
Utilities9796100
Lifestyle & Entertainment9395100
Household Items9898100
Education & Childcare9694100
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Homes For Sale In North Vernon, IN

property for sale

0 N State St

North Vernon, IN
property for sale

5405 W County Road 500 S

North Vernon, IN
property for sale

2860 S State Highway 7

North Vernon, IN
property for sale

3955 Squire Lakes Dr

North Vernon, IN

Cost Of Living Quick Facts

  • The cost of living in North Vernon is 3% lower than the Indiana average
  • The cost of living in North Vernon is 14% lower than the national average
  • North Vernon housing is 38% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around North Vernon

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      Price difference in compared to
      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,707$8,226$2,303$2,962
      Renters$59,754$4,980$1,394$1,793
      The affordability of the housing market in North Vernon, IN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among North Vernon homeowners, the median income is $98,707. This indicates that a monthly maximum of $2,303 should be spent by homeowners on all housing related costs. Renters have a median income of $59,754. This indicates that renters would have a maximum of $1,394 for their rent related monthly costs.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Butlerville, IN1938020.2%
      Vernon, IN2018218.0%
      Elizabethtown, IN5388317.2%
      Country Squire Lakes, IN3,3358317.1%
      Hayden, IN5558415.9%
      North Vernon, IN7,4158613.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Pierce North, FL7,416928.0%
      Kill Devil Hills, NC7,41611514.7%
      Knoxville, IA7,4128515.5%
      Nappanee, IN7,418909.5%
      Jackson, WI7,4191033.4%
      North Vernon, IN7,4158613.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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