Cost of Living in North Terre Haute, IN

Get 300+ Local Insights for Any Address in North Terre Haute, IN

Get Access to 300+ Local Data Points
A+
15%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Terre Haute Indiana National
Cost of living8589100
Groceries9897100
Health care9997100
Housing5772100
Transportation9896100
Utilities9696100
Lifestyle & Entertainment9895100
Household Items9798100
Education & Childcare9294100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In North Terre Haute, IN

property for sale

3385 N Pointe Ave

Terre Haute, IN
property for sale

3360 E Carol Ave

Terre Haute, IN
property for sale

6705 N Basswood St

Terre Haute, IN
property for sale

3351 E Park Ave

Terre Haute, IN

Cost Of Living Quick Facts

  • The cost of living in North Terre Haute is 5% lower than the Indiana average
  • The cost of living in North Terre Haute is 15% lower than the national average
  • North Terre Haute housing is 43% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around North Terre Haute

See all the best places to live around North Terre Haute

Compare North Terre Haute, IN Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in North Terre Haute?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in North Terre Haute?
      Write a review to give others more information about this area.
      See all North Terre Haute poll results

      The best places in Indiana

      Here are the best places to live in IndianaThese are the largest cities in IndianaSee the best places to live in North Terre HauteMost Dangerous States In The US
      Best Places in Indiana

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,930$7,328$2,052$2,638
      Renters$22,974$1,915$536$689
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in North Terre Haute, IN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for North Terre Haute homeowners, is $87,930. This would allow for a maximum of $2,052 per month to be spent on housing costs. For renters, the median monthly income is $22,974 which would result in a maximum of $536 to be spent on rental costs.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dresser, IN38973.1%
      Blanford, IN2537624.0%
      Universal, IN3527723.0%
      Mecca, IN6067822.2%
      West Terre Haute, IN2,2808118.6%
      North Terre Haute, IN4,5018515.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake of the Pines, CA4,50215252.5%
      Selmer, TN4,5028416.2%
      Oak Grove, TN4,499963.7%
      La Verkin, UT4,4981077.3%
      Camanche, IA4,5048811.6%
      North Terre Haute, IN4,5018515.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026