Cost of Living in North Spearfish, SD

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A+
2%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Spearfish South Dakota National
Cost of living10292100
Groceries10099100
Health care9897100
Housing11077100
Transportation9896100
Utilities102103100
Lifestyle & Entertainment9694100
Household Items9796100
Education & Childcare9898100
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Homes For Sale In North Spearfish, SD

property for sale

169 Timberline Rd

Spearfish, SD
property for sale

16 Nickel Pl

Spearfish, SD
property for sale

Lot 55 Valley View CIR

Spearfish, SD
property for sale

134 Valley Dr

Spearfish, SD

Cost Of Living Quick Facts

  • The cost of living in North Spearfish is 12% higher than the South Dakota average
  • The cost of living in North Spearfish is 2% higher than the national average
  • North Spearfish housing is 10% higher than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around North Spearfish

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,116$8,676$2,429$3,124
      Renters$68,721$5,727$1,603$2,062

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      St. Onge, SD26991.3%
      Beulah, WY0991.3%
      Central City, SD1638712.6%
      Whitewood, SD1,0149010.3%
      Fruitdale, SD101909.8%
      North Spearfish, SD2,3221022.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westbrook Center, CT2,32212727.4%
      Newton, TX2,3218416.5%
      Terrace Park, OH2,32014241.8%
      Whitehall, NY2,324954.6%
      Ahwahnee, CA2,31912727.4%
      North Spearfish, SD2,3221022.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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