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North Sioux City Real Estate Market Facts

  • $129,400Median home price
    12% lower than South Dakota
  • $708Median rent asked
    5% higher than South Dakota
  • 66.5%Home owners
    2% lower than South Dakota
  • 2.2People per home
    7% lower than South Dakota
The above shows an overview of the real estate market in North Sioux City, SD. Note how the median home price for North Sioux City, SD runs $129,400, which is 12% lower than the average property price for South Dakota. So you’re going to get real estate in North Sioux City, SD that is on-average more affordable than what you’ll find in the rest of South Dakota. As for rent, the median for North Sioux City, SD runs $708, which is comparatively 5% higher than the average rent for South Dakota. For North Sioux City, SD, about 66.5% of the population consist of home owners with about 2.2 people living in each property on average. Whether you’re looking for condos or townhomes that are low-maintenance and affordable or sprawling mansions, North Sioux City, SD offers a wide variety of real estate. To find your perfect home in North Sioux City, SD, filter your choice by price, location, and number of beds and baths using the search area above.

North Sioux City Home Affordability

  • $129,400Median home price
    12% lower than South Dakota
  • $54,718Median home income
    5% higher than South Dakota
  • 2.4xHome price to income ratio
    16% lower than South Dakota
When deciding where to purchase North Sioux City, SD real estate, home affordability is one of the top deciding factors. One way that you can calculate the affordability of your next home is to use this formula: median home price to median household income ratio. In North Sioux City, SD the median home price is $129,400 and $54,718 is the median household income. As a result, the home price to income ratio in North Sioux City, SD is 2.4x, which is 16% lower than the South Dakota average. In order to determine the home affordability ratio, you would divide the median home price by the median home income. If you find that in North Sioux City, SD the home price to income ratio is lower than average, that means that in general, housing is more affordable. While there more than just one factor in deciding home affordability, you can use the home affordability calculator below as an additional tool when deciding how much you can and should pay for real estate in North Sioux City, SD.

North Sioux City Affordability Calculator

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When looking for real estate in North Sioux City, SD, finding one that won't strain your budget is imperative. That's when the home affordability calculator comes in handy. It allows you to calculate the cost of a property in North Sioux City, SD, not only by considering your income, but debts and down payment amounts as well. You can personalize the home affordability calculator even further by adding in additional factors like length of mortgage term, property taxes, home insurance costs, mortgage rate, and HOA dues. The calculator will come up with an estimated cost of home ownership and display an amount that would fit within your budget. Knowing this figure will help you find a home that you can afford in North Sioux City, SD and keep you from looking at places that are out of financial reach. Therefore, you can avoid disappointment and emotional attachment to homes you would not be able to afford. Additionally, this tool allows you to balance your budget because it also calculates the amount of money left over for savings and other expenses.

North Sioux City Mortgage Calculator

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If I buy a real estate in North Sioux City, SD, what can I expect to pay monthly? There are a number of different factors that will go in to determining your monthly cost. While most people understand how significant the overall price of the house goes into determining the payment amount, it's also important to know that there are a variety of other variables to consider. These include things such as property taxes, private mortgage insurance (PMI), home owner's association dues, interest rate, and how much of a down payment has been made on the house. Understanding these is a great way to reduce overall payment. For example, you can reduce the private mortgage insurance by making a down payment of 20%. The mortgage calculator above will have all of these variables already filled out with default data, but you can customize it to give you a much more accurate reading. Generally speaking, you want to keep your debt to income ratio at about 36% when calculating your monthly house payment, which means paying no more than 36% of your monthly salary towards your housing and other debts.

North Sioux City Demographics

  • 2,623Population
  • 1,153People / sq mile
  • 39.6Median age
  • 1.0:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Waterbury, NE65$58,30068%
Hubbard, NE191$79,40057%
Ponca, NE1,013$88,20052%
Homer, NE545$89,50052%
Merrill, IA829$90,50051%
North Sioux City, SD2,623$129,40030%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Venetian Village, IL2,623$162,00012%
Jemison, AL2,622$100,20046%
Arnold, CA2,624$274,40049%
Hartford, MI2,624$62,20066%
Middletown, IN2,624$75,80059%
North Sioux City, SD2,623$129,40030%
Source: The North Sioux City, SD housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).