Cost of Living in Niantic, CT

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D+
20%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Niantic Connecticut National
Cost of living120118100
Groceries107106100
Health care109111100
Housing149139100
Transportation105107100
Utilities107108100
Lifestyle & Entertainment110110100
Household Items103106100
Education & Childcare113116100
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Homes For Sale In Niantic, CT

property for sale

43 Village XING #43

Niantic, CT
property for sale

194 W Main St

Niantic, CT
property for sale

6 Cheryl Ct

Niantic, CT
property for sale

11 Kaatskill Ln

Niantic, CT

Cost Of Living Quick Facts

  • The cost of living in Niantic is 2% higher than the Connecticut average
  • The cost of living in Niantic is 20% higher than the national average
  • Niantic housing is 49% higher than the national average
  • Connecticut general sales tax is 24% higher than the national average
  • Connecticut state income tax is 16% higher than the national average

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$147,509$12,292$3,442$4,426
      Renters$74,609$6,217$1,741$2,238

      Connecticut Sales Tax

      State General Sales Tax With Max Surtax
      Connecticut 6.35% 6.35%

      Connecticut Income Tax

      State Income Tax (Low) Income Tax (High)
      Connecticut 3% 6.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fishers Island, NY631077.4%
      Poquonock Bridge, CT1,7011054.5%
      Oxoboxo River, CT2,8551066.0%
      New London, CT27,7121076.9%
      Groton, CT9,27911010.0%
      Niantic, CT3,16912019.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wallburg, NC3,169981.5%
      Westhampton, NY3,16917676.4%
      Pictou, NS3,169n/a 
      Corning, AR3,1688019.9%
      South Eliot, ME3,16812221.7%
      Niantic, CT3,16912019.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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