Cost Of Living in New Effington, SD

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A+

21%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

70%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	New Effington	South Dakota	National
Cost of living	79	92	100
Groceries	101	99	100
Health care	100	97	100
Housing	30	77	100
Transportation	95	96	100
Utilities	104	103	100
Lifestyle & Entertainment	101	94	100
Household Items	97	96	100
Education & Childcare	100	98	100

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Cost Of Living Quick Facts

The cost of living in New Effington is 14% lower than the South Dakota average
The cost of living in New Effington is 21% lower than the national average
New Effington housing is 70% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,718	$5,060	$1,417	$1,822
Renters	$50,120	$4,177	$1,169	$1,504

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Long Hollow, SD	411	78	21.5%
Claire City, SD	70	81	19.5%
Lidgerwood, ND	637	81	19.2%
Sisseton, SD	2,592	85	14.6%
Hankinson, ND	872	86	13.8%
New Effington, SD	241	79	21.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
McGrath, AK	241	101	0.7%
Fenton, IA	241	80	20.2%
Winchester, ID	241	93	7.3%
Yellow Pine, ID	241	104	4.0%
Cleveland, IL	241	88	12.0%
New Effington, SD	241	79	21.1%