Naugatuck, CT Cost Of Living

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Naugatuck cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Naugatuck	Connecticut	National
Cost of living index	114	124	100
Index	Naugatuck	Connecticut	National
Goods & Services index	125	123	100
Groceries index	109	108	100
Health care index	113	112	100
Housing index	98	137	100
Transportation index	110	114	100
Utilities index	142	129	100

Displayed above is a general overview of the Naugatuck, CT cost of living index. The overall cost of living index in Naugatuck, CT is 114, which is 8% lower than the Connecticut average and 14% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Naugatuck, CT are 1% higher than the Connecticut average and 25% higher than the national average.

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Did you know?

The cost of living in Naugatuck is 8% lower than the Connecticut average.
The cost of living in Naugatuck is 14% higher than the national average.
The cost of housing in Naugatuck is 2% lower than the national average.
Connecticut general sales tax is 25% higher than the national average.
Connecticut state income tax is 35% higher than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Naugatuck, CT would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Naugatuck, CT, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Naugatuck, CT salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,441	$6,870	$1,923	$2,473
Renters	$36,671	$3,056	$856	$1,100

The affordability of the housing market in Naugatuck, CT as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Naugatuck, CT homeowners, the median income is $82,441. This indicates that a monthly maximum of $1,923 should be spent by homeowners on all housing related costs. Renters have a median income of $36,671. This indicates that renters should have a maximum of $856 used for their rent related monthly costs.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

When considering the overall cost of living expenses in Naugatuck, CT, it's important to take into account the sales tax for Connecticut, as well as the rate for income tax in Connecticut. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Connecticut is 6.35%, and the sales tax in the state of Connecticut is 6.35%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Connecticut starts from 3% and goes up to 6.99%.

Goods & Services

Item	Naugatuck	National avg.	Difference
Haircut	$27.40	$17.49	56.7%
Beauty Salon	$53.80	$38.17	40.9%
Toothpaste	$1.75	$2.32	24.6%
Shampoo	$0.97	$1.01	4.1%
Movie	$12.70	$10.72	18.4%
Bowling	$19.20	$13.86	38.5%

Groceries

Item	Naugatuck	National avg.	Difference
Ground Beef	$3.99	$3.90	2.3%
Fried Chicken	$1.68	$1.40	20.4%
Milk	$2.51	$1.96	27.9%
Potatoes	$3.99	$3.18	25.4%
Pizza	$9.39	$10.39	9.7%
Beer	$9.99	$9.23	8.2%

Health Care

Item	Naugatuck	National avg.	Difference
Optometrist	$114.60	$106.34	7.8%
Doctor	$131.60	$115.25	14.2%
Dentist	$116.80	$98.38	18.7%
Ibuprofen	$9.09	$9.26	1.8%
Lipitor	$521.84	$466.47	11.9%

Housing

Item	Naugatuck	National avg.	Difference
Home Price	$178,800.00	$184,700.00	3.2%
Avg. Mortgage Payment	$1,408.65	$1,273.32	10.6%
Apartment Rent	$954.00	$949.00	0.5%

Transportation

Item	Naugatuck	National avg.	Difference
Gasoline	$2.84	$2.59	9.6%
Tire Balancing	$55.94	$48.90	14.4%

Utilities

Item	Naugatuck	National avg.	Difference
All Electricity	$299.32	$167.60	78.6%
Phone	$174.02	$163.42	6.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Waterbury, CT	109,211	108	8%
New Britain, CT	72,876	108	8%
Meriden, CT	60,203	110	10%
Thomaston, CT	1,803	110	10%
Bristol, CT	60,437	111	11%
Naugatuck, CT	31,625	114	14%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Bowling Green, OH	31,641	94	-6%
Franklin Square, NY	31,601	155	55%
Midvale, UT	31,659	102	2%
West Bend, WI	31,661	96	-4%
Buenaventura Lakes, FL	31,588	91	-9%
Naugatuck, CT	31,625	114	14%

Source: The Naugatuck, CT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Naugatuck, CT Cost of Living