Naugatuck, Connecticut Cost Of Living

Buy Rent

F

Overall 10%

Goods & Services 16%

Housing 2%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Naugatuck	Connecticut	National
Cost of living	110	122	100
Goods & Services	116	118	100
Groceries	105	107	100
Health care	109	111	100
Housing	98	137	100
Transportation	109	111	100
Utilities	135	133	100

Key findings

The cost of living in Naugatuck is 10% lower than the Connecticut average
The cost of living in Naugatuck is 10% higher than the national average
Naugatuck housing is 2% lower than the national average
Connecticut general sales tax is 25% higher than the national average
Connecticut state income tax is 22% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,441	$6,870	$1,923	$2,473
Renters	$36,671	$3,056	$856	$1,100

The affordability of the housing market in Naugatuck, CT as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Naugatuck homeowners, the median income is $82,441. This indicates that a monthly maximum of $1,923 should be spent by homeowners on all housing related costs. Renters have a median income of $36,671. This indicates that renters would have a maximum of $856 for their rent related monthly costs.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

Goods & Services

Item	Naugatuck	National avg.	Difference
Haircut	$27.03	$20.27	33.4%
Beauty Salon	$49.78	$40.39	23.2%
Toothpaste	$2.45	$2.36	3.7%
Shampoo	$0.95	$1.08	11.4%
Movie	$12.98	$10.99	18.2%
Bowling	$16.02	$15.49	3.4%

Groceries

Item	Naugatuck	National avg.	Difference
Ground Beef	$4.71	$4.30	9.7%
Fried Chicken	$1.41	$1.40	0.8%
Milk	$2.85	$2.20	29.5%
Potatoes	$3.81	$3.22	18.5%
Pizza	$9.71	$10.74	9.6%
Beer	$10.37	$9.60	8.0%

Health Care

Item	Naugatuck	National avg.	Difference
Optometrist	$115.00	$109.73	4.8%
Doctor	$130.40	$118.34	10.2%
Dentist	$110.50	$100.94	9.5%
Ibuprofen	$9.55	$9.93	3.8%
Lipitor	$548.84	$469.53	16.9%

Housing

Item	Naugatuck	National avg.	Difference
Home Price	$178,800.00	$184,700.00	3.2%
Avg. Mortgage Payment	$1,292.20	$1,229.62	5.1%
Apartment Rent	$954.00	$949.00	0.5%

Transportation

Item	Naugatuck	National avg.	Difference
Gasoline	$2.92	$2.71	7.7%
Tire Balancing	$57.00	$51.86	9.9%

Utilities

Item	Naugatuck	National avg.	Difference
All Electricity	$281.29	$170.84	64.7%
Phone	$182.20	$187.18	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Waterbury, CT	109,211	104	4.1%
New Britain, CT	72,876	105	5.3%
Meriden, CT	60,203	108	7.6%
Thomaston, CT	1,803	108	8.0%
Bristol, CT	60,437	109	9.0%
Naugatuck, CT	31,625	110	10.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bowling Green, OH	31,641	93	7.1%
Franklin Square, NY	31,601	153	53.2%
Midvale, UT	31,659	103	3.5%
West Bend, WI	31,661	99	1.1%
Buenaventura Lakes, FL	31,588	95	4.6%
Naugatuck, CT	31,625	110	10.2%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.