Cost of Living in Narragansett Pier, RI

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F
47%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
147%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Narragansett Pier Rhode Island National
Cost of living147110100
Groceries104103100
Health care103103100
Housing247124100
Transportation103104100
Utilities106106100
Lifestyle & Entertainment104107100
Household Items106105100
Education & Childcare105106100
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Homes For Sale In Narragansett Pier, RI

property for sale

37 Pleasant Ave

Narragansett, RI
property for sale

20 Narragansett Ave #306

Narragansett, RI
property for sale

125 Woodruff Ave

Narragansett, RI
property for sale

20 Narragansett Ave #604

Narragansett, RI

Cost Of Living Quick Facts

  • The cost of living in Narragansett Pier is 33% higher than the Rhode Island average
  • The cost of living in Narragansett Pier is 47% higher than the national average
  • Narragansett Pier housing is 147% higher than the national average
  • Rhode Island general sales tax is 37% higher than the national average
  • Rhode Island state income tax is 44% higher than the national average

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      The best places in Rhode Island

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$192,521$16,043$4,492$5,776
      Renters$40,337$3,361$941$1,210
      A good way to judge both the affordability of the housing and the cost of living in Narragansett Pier is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Narragansett Pier has a median income of about $192,521 for people who own homes. Based on that number, a maximum of $4,492 should be spent on expenses related to housing. Renters have a slightly different median income, which is $40,337. Based on this average, renters should spend no more than $941 on all rental costs if they want to maintain a non-impoverished standard of living.

      Rhode Island Sales Tax

      State General Sales Tax With Max Surtax
      Rhode Island 7% 7%

      Rhode Island Income Tax

      State Income Tax (Low) Income Tax (High)
      Rhode Island 3.75% 5.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tiverton, RI8,19912121.1%
      Wyoming, RI24311414.5%
      Hope Valley, RI1,95711817.5%
      Wakefield-Peacedale, RI9,25011616.3%
      Carolina, RI91712221.8%
      Narragansett Pier, RI3,57114747.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West End-Cobb Town, AL3,5717920.9%
      Virden, IL3,5718713.3%
      Pawhuska, OK3,5708019.5%
      Shady Spring, WV3,570982.4%
      Beloit, KS3,5728416.0%
      Narragansett Pier, RI3,57114747.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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