Cost of Living in Napeague, NY

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F
309%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
1,012%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Napeague New York National
Cost of living409121100
Groceries107106100
Health care109110100
Housing1,112144100
Transportation105113100
Utilities107112100
Lifestyle & Entertainment110111100
Household Items103106100
Education & Childcare113118100
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Homes For Sale In Napeague, NY

property for sale

623 Lazy Pt Rd

Amagansett, NY
property for sale

9 Mitchell Dunes Ln

Amagansett, NY
property for sale

2004 Montauk Hwy #2011

Amagansett, NY

Cost Of Living Quick Facts

  • The cost of living in Napeague is 239% higher than the New York average
  • The cost of living in Napeague is 309% higher than the national average
  • Napeague housing is 1012% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$379,403$31,617$8,852$11,383
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dering Harbor, NY011010.2%
      Greenport, NY2,11315151.3%
      East Marion, NY1,18617271.8%
      East Hampton North, NY4,33117372.9%
      Orient, NY1,05418483.6%
      Napeague, NY128409308.7%

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      Cold Bay, AK12812323.0%
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      Cold Springs CDP (Tuolumne County), CA12811413.8%
      Hyampom, CA12811717.4%
      Napeague, NY128409308.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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