Cost Of Living in Naco, AZ

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15%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

56%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Naco	Arizona	National
Cost of living	85	101	100
Goods & Services	105	105	100
Groceries	104	102	100
Health care	113	93	100
Housing	44	96	100
Transportation	94	102	100
Utilities	103	104	100

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Homes For Sale In Naco, AZ

3728 S Towner Ave

Naco, AZ

16.4 Acres W Purdy Ln Unit 13

14, 15

1005 W Purdy Ln

Bisbee, AZ

0.4 AC S Naco Hwy #34

Bisbee, AZ

Cost Of Living Quick Facts

The cost of living in Naco is 15% lower than the Arizona average
The cost of living in Naco is 15% lower than the national average
Naco housing is 56% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$58,321	$4,860	$1,361	$1,750
Renters	$48,166	$4,014	$1,124	$1,445

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Goods & Services

Item	Naco	National avg.	Difference
Haircut	$29.68	$27.62	7.5%
Beauty Salon	$53.33	$51.11	4.4%
Toothpaste	$4.01	$4.09	2.0%
Shampoo	$1.61	$1.54	4.4%
Movie	$11.94	$12.88	7.3%
Yoga	$22.48	$19.66	14.3%

Groceries

Item	Naco	National avg.	Difference
Ground Beef	$7.63	$7.70	1.0%
Fried Chicken	$1.48	$1.66	11.0%
Milk	$4.82	$4.73	1.8%
Potatoes	$4.64	$5.26	11.7%
Pizza	$14.22	$12.76	11.4%
Beer	$11.03	$10.55	4.6%

Health Care

Item	Naco	National avg.	Difference
Optometrist	$225.39	$140.06	60.9%
Doctor	$171.54	$153.82	11.5%
Dentist	$112.33	$123.15	8.8%
Ibuprofen	$11.97	$11.73	2.0%
Lipitor	$31.54	$23.61	33.6%

Housing

Item	Naco	National avg.	Difference
Home Price	$119,440.00	$326,622.00	63.4%
Avg. Mortgage Payment	$2,431.99	$2,480.25	1.9%
Apartment Rent	$884.00	$1,444.00	38.8%

Transportation

Item	Naco	National avg.	Difference
Gasoline	$2.97	$3.06	2.9%
Tire Balancing	$56.52	$65.21	13.3%

Utilities

Item	Naco	National avg.	Difference
All Electricity	$231.57	$220.12	5.2%
Phone	$196.26	$195.71	0.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Miracle Valley, AZ	760	90	9.6%
Bisbee, AZ	5,328	96	4.0%
Palominas, AZ	176	109	8.9%
Naco, AZ	1,190	85	14.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hondah, AZ	1,190	86	14.1%
Chisholm, ME	1,190	95	5.3%
West Kennebunk, ME	1,190	130	30.4%
Verdi, NV	1,190	146	46.1%
Berlin, OH	1,190	102	2.1%
Naco, AZ	1,190	85	14.6%