Cost of Living in Mystic, IA

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A+
23%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
64%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mystic Iowa National
Cost of living7789100
Groceries9697100
Health care9496100
Housing3674100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9997100
Education & Childcare9194100
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Homes For Sale In Mystic, IA

property for sale

14531 Valley View Dr

Mystic, IA
property for sale

701 N 1st St

Mystic, IA
property for sale

14608 160th Ave

Mystic, IA
property for sale

301 Jefferson St

Mystic, IA
See the Newest Homes For Sale In Mystic, IA

Cost Of Living Quick Facts

  • The cost of living in Mystic is 13% lower than the Iowa average
  • The cost of living in Mystic is 23% lower than the national average
  • Mystic housing is 64% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Mystic

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$60,075$5,006$1,402$1,802
      Renters$49,851$4,154$1,163$1,496

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Promise City, IA757426.1%
      Numa, IA817425.7%
      Udell, IA387525.3%
      Rathbun, IA437623.9%
      Melrose, IA1857723.2%
      Mystic, IA3237722.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Union, AL3237723.5%
      Leland, IA3238613.9%
      Forest City, IL3238515.4%
      Fife Lake, MI3238910.5%
      Diggins, MO3238317.4%
      Mystic, IA3237722.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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