Cost of Living in Mount Zion, IL

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mount Zion Illinois National
Cost of living9198100
Groceries98100100
Health care99100100
Housing7695100
Transportation100101100
Utilities10099100
Lifestyle & Entertainment94100100
Household Items98100100
Education & Childcare96100100
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Homes For Sale In Mount Zion, IL

property for sale

1135 Finley Ave

Mt Zion, IL
property for sale

624 Woodland Dr

Mt Zion, IL
property for sale

775 Pearl Ct

Mt Zion, IL
property for sale

Lot 24 Brent Way

Mount Zion Township, IL

Cost Of Living Quick Facts

  • The cost of living in Mount Zion is 7% lower than the Illinois average
  • The cost of living in Mount Zion is 9% lower than the national average
  • Mount Zion housing is 24% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Mount Zion

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$143,890$11,991$3,357$4,317
      Renters$60,401$5,033$1,409$1,812
      A good way to judge both the affordability of the housing and the cost of living in Mount Zion is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Mount Zion has a median income of about $143,890 for people who own homes. Based on that number, a maximum of $3,357 should be spent on expenses related to housing. Renters have a slightly different median income, which is $60,401. Based on this average, renters should spend no more than $1,409 on all rental costs if they want to maintain a non-impoverished standard of living.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lovington, IL1,1858217.9%
      Boody, IL4608317.4%
      Niantic, IL6808316.9%
      Latham, IL3668416.3%
      Decatur, IL74,1638515.3%
      Mount Zion, IL5,927918.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Douglass Hills, KY5,9271099.3%
      Angier, NC5,927963.8%
      Belding, MI5,9268812.2%
      Hartford City, IN5,9287921.0%
      West Clarkston-Highland, WA5,9311010.6%
      Mount Zion, IL5,927918.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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