Cost Of Living in Mount Sterling, IA

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A+

1%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Sterling	Iowa	National
Cost of living	99	89	100
Groceries	98	97	100
Health care	99	96	100
Housing	n/a	74	100
Transportation	100	97	100
Utilities	99	95	100
Lifestyle & Entertainment	100	95	100
Household Items	101	97	100
Education & Childcare	95	94	100

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Cost Of Living Quick Facts

The cost of living in Mount Sterling is 10% higher than the Iowa average
The cost of living in Mount Sterling is 1% lower than the national average
Mount Sterling housing is 1% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Luray, MO	69	99	1.4%
Leando, IA	22	96	3.9%
Arbela, MO	22	99	1.4%
Granger, MO	17	73	26.9%
Revere, MO	36	77	22.7%
Mount Sterling, IA	27	99	1.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ko Vaya, AZ	27	103	3.1%
Alderpoint, CA	27	117	17.4%
Macdoel, CA	27	107	7.1%
Towner, CO	27	107	6.7%
Boykin, GA	27	94	5.6%
Mount Sterling, IA	27	99	1.4%