Cost Of Living in Mount Gilead, NC

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A+

9%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

28%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Gilead	North Carolina	National
Cost of living	91	96	100
Groceries	98	100	100
Health care	99	99	100
Housing	72	88	100
Transportation	100	99	100
Utilities	98	99	100
Lifestyle & Entertainment	97	100	100
Household Items	102	100	100
Education & Childcare	100	100	100

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Homes For Sale In Mount Gilead, NC

131 Landlubber Trl #108

Mt Gilead, NC

Shagbark Ct #2208

, NC

293 Manchester Rd

Mount Gilead, NC

113 Indian Harbor Cir Unit E234/235

Mt Gilead, NC

Cost Of Living Quick Facts

The cost of living in Mount Gilead is 5% lower than the North Carolina average
The cost of living in Mount Gilead is 9% lower than the national average
Mount Gilead housing is 28% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,476	$4,623	$1,294	$1,664
Renters	$37,982	$3,165	$886	$1,140

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ellerbe, NC	1,069	82	17.6%
Ansonville, NC	644	85	15.2%
Aquadale, NC	428	84	15.7%
Badin, NC	2,043	85	14.6%
Star, NC	1,354	86	13.8%
Mount Gilead, NC	1,240	91	9.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Georgetown, CO	1,240	125	24.6%
Wanatah, IN	1,240	95	5.3%
Nunda, NY	1,240	92	7.9%
Darrington, WA	1,240	112	12.2%
Lamèque, NB	1,240	n/a
Mount Gilead, NC	1,240	91	9.1%