| Index | Montreat | North Carolina | National |
| Cost of living | 144 | 94 | 100 |
| Goods & Services | 100 | 98 | 100 |
| Groceries | 98 | 98 | 100 |
| Health care | 110 | 108 | 100 |
| Housing | 246 | 85 | 100 |
| Transportation | 92 | 92 | 100 |
| Utilities | 108 | 94 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $190,750 | $15,896 | $4,451 | $5,723 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| Item | Montreat | National avg. | Difference |
| Haircut | $28.00 | $24.26 | 15.4% |
| Beauty Salon | $48.22 | $45.56 | 5.8% |
| Toothpaste | $3.80 | $3.70 | 2.6% |
| Shampoo | $1.33 | $1.28 | 3.6% |
| Movie | $13.07 | $12.13 | 7.7% |
| Bowling | $15.89 | $18.00 | 11.7% |
| Item | Montreat | National avg. | Difference |
| Ground Beef | $6.47 | $5.84 | 10.7% |
| Fried Chicken | $1.46 | $1.57 | 7.0% |
| Milk | $4.61 | $4.67 | 1.3% |
| Potatoes | $5.27 | $4.93 | 6.7% |
| Pizza | $10.44 | $12.09 | 13.6% |
| Beer | $10.44 | $10.41 | 0.3% |
| Item | Montreat | National avg. | Difference |
| Optometrist | $155.11 | $125.68 | 23.4% |
| Doctor | $166.73 | $135.78 | 22.8% |
| Dentist | $113.89 | $113.29 | 0.5% |
| Ibuprofen | $10.57 | $10.65 | 0.7% |
| Lipitor | $509.86 | $468.60 | 8.8% |
| Item | Montreat | National avg. | Difference |
| Home Price | $455,000.00 | $184,700.00 | 146.3% |
| Avg. Mortgage Payment | $2,256.40 | $2,346.69 | 3.8% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Montreat | National avg. | Difference |
| Gasoline | $3.29 | $3.46 | 5.0% |
| Tire Balancing | $49.99 | $59.92 | 16.6% |
| Item | Montreat | National avg. | Difference |
| All Electricity | $221.84 | $193.99 | 14.4% |
| Phone | $186.82 | $192.25 | 2.8% |
| City | Population | Cost of Living Index | National Avg. |
| Old Fort, NC | 743 | 86 | 13.7% |
| Swannanoa, NC | 4,360 | 93 | 7.3% |
| Hoopers Creek, NC | 1,392 | 100 | 0.4% |
| Mars Hill, NC | 3,035 | 106 | 6.3% |
| Fletcher, NC | 8,287 | 107 | 6.9% |
| Montreat, NC | 362 | 144 | 43.8% |
| City | Population | Cost of Living Index | National Avg. |
| Pulaski, IA | 362 | 83 | 16.9% |
| Stockport, IA | 362 | 82 | 18.4% |
| Nebo, IL | 362 | 71 | 29.1% |
| Edna, KS | 362 | 78 | 22.1% |
| Eubank, KY | 362 | 85 | 15.0% |
| Montreat, NC | 362 | 144 | 43.8% |
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