Cost of Living in Monticello, FL

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9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Monticello Florida National
Cost of living91102100
Groceries103102100
Health care105104100
Housing5897100
Transportation100103100
Utilities115110100
Lifestyle & Entertainment108104100
Household Items101102100
Education & Childcare111106100
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Homes For Sale In Monticello, FL

property for sale

512 Creekside Ct

Monticello, FL
property for sale

0 Big Joe Rd

Monticello, FL
property for sale

406 Robin Rd

Monticello, FL
property for sale

1637 N Jefferson Hwy

Monticello, FL
See the Newest Homes For Sale In Monticello, FL

Cost Of Living Quick Facts

  • The cost of living in Monticello is 11% lower than the Florida average
  • The cost of living in Monticello is 9% lower than the national average
  • Monticello housing is 42% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Monticello

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,381$6,282$1,759$2,262
      Renters$39,312$3,276$917$1,179

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lamont, FL331055.2%
      Aucilla, FL1611055.2%
      Wacissa, FL3661055.2%
      Lloyd, FL1218415.7%
      Greenville, FL1,4068119.4%
      Monticello, FL2,328919.1%

      Cities with similar population

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      Anchor Point, AK2,32811414.0%
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      Brewster, NY2,32712525.0%
      Central Okanagan J, BC2,327n/a 
      Caruthers, CA2,33011413.9%
      Monticello, FL2,328919.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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