Cost of Living in Monticello, FL

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15%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Monticello Florida National
Cost of living8599100
Goods & Services99100100
Groceries100105100
Health care10494100
Housing5897100
Transportation9899100
Utilities8298100
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Homes For Sale In Monticello, FL

property for sale

49 Foggy Ln

Monticello, FL
property for sale

2184 Tram Rd

Monticello, FL
property for sale

4235 N Jefferson Hwy

Monticello, FL
property for sale

167 Phelps Rd

Lamont, FL
See the Newest Homes For Sale In Monticello, FL

Cost Of Living Quick Facts

  • The cost of living in Monticello is 14% lower than the Florida average
  • The cost of living in Monticello is 15% lower than the national average
  • Monticello housing is 42% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Monticello

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Compare Monticello, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,381$6,282$1,759$2,262
      Renters$39,312$3,276$917$1,179

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Goods & Services

      Item Monticello National avg. Difference
      Haircut $28.48$27.623.1%
      Beauty Salon $55.33$51.118.3%
      Toothpaste $4.09$4.090.1%
      Shampoo $1.73$1.5412.2%
      Movie $14.84$12.8815.2%
      Yoga $14.67$19.6625.4%

      Groceries

      Item Monticello National avg. Difference
      Ground Beef $7.70$7.700.1%
      Fried Chicken $1.46$1.6612.2%
      Milk $4.71$4.730.5%
      Potatoes $5.46$5.263.9%
      Pizza $12.81$12.760.4%
      Beer $11.29$10.557.0%

      Health Care

      Item Monticello National avg. Difference
      Optometrist $117.25$140.0616.3%
      Doctor $135.36$153.8212.0%
      Dentist $154.16$123.1525.2%
      Ibuprofen $11.52$11.731.8%
      Lipitor $21.00$23.6111.1%

      Housing

      Item Monticello National avg. Difference
      Home Price $169,169.00$326,622.0048.2%
      Avg. Mortgage Payment $2,119.31$2,480.2514.6%
      Apartment Rent $1,031.00$1,444.0028.6%

      Transportation

      Item Monticello National avg. Difference
      Gasoline $3.06$3.060.1%
      Tire Balancing $61.20$65.216.1%

      Utilities

      Item Monticello National avg. Difference
      All Electricity $154.81$220.1229.7%
      Phone $200.62$195.712.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Aucilla, FL161972.8%
      Wacissa, FL366972.8%
      Lamont, FL33972.8%
      Lloyd, FL1217921.3%
      Greenville, FL1,4067921.1%
      Monticello, FL2,3288514.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Anchor Point, AK2,32811616.3%
      Sky Valley, CA2,3281044.0%
      Brewster, NY2,32712929.0%
      Central Okanagan J, BC2,327n/a 
      Caruthers, CA2,33011211.8%
      Monticello, FL2,3288514.7%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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