| Statistic | Reportedincidents | /100k people | Monterey/100k people | Tennessee/100k people | National/100k people |
| Total crime | 38 | n/a (estimate) | 1,382 | 2,924 | 2,324 |
| Murder | 0 | n/a | 0.0 | 8.6 | 6.3 |
| Rape | 0 | n/a | 0.0 | 38.2 | 40.0 |
| Robbery | 0 | n/a | 0.0 | 67.1 | 66.1 |
| Assault | 3 | n/a | 109.1 | 507.6 | 268.2 |
| Violent crime | 3 | n/a (estimate) | 109 | 622 | 370 |
| Burglary | 9 | n/a | 327.3 | 319.1 | 269.8 |
| Theft | 17 | n/a | 618.2 | 1,620.9 | 1,401.9 |
| Vehicle theft | 9 | n/a | 327.3 | 362.3 | 282.7 |
| Property crime | 35 | n/a (estimate) | 1,273 | 2,302 | 1,954 |
Crime can be categorized into two primary types: violent and property crimes. Violent crimes encompass offenses such as murder, rape, robbery, and assault, whereas property crimes involve acts like burglary, theft, and vehicle theft. The overall crime rate in Monterey is 40.6% lower than the national average. Specifically, there were 3 violent crimes reported in Monterey, equivalent to 109 per 100,000 residents, which is lower than the national average by 70.5%. Additionally, Monterey recorded 35 property crimes, amounting to 1273 per 100,000 people, lower than the national average by 34.9%.
With only 109 incidents per 100,000 people, Monterey boasts an exceptionally low rate of violent crimes, positioning it as one of the safest cities in the United States. Given these low violent crime rates, Monterey has become an appealing destination for individuals in search of a secure and welcoming place to establish their new home.
Monterey showcased a dedication to violent crime safety in its latest reported crime year by achieving a murder rate of 0. This accomplishment could indicate that it is a safe place for residents, but also provides a shining example to other urban areas endeavoring to create safer communities.
AreaVibes has conducted polls asking local residents if they feel safe living in Monterey. Based on the results of the surveys (7 responses), 71% of people felt that there was very little crime in Monterey and felt safe walking alone at night. While 29% of people felt that it was not a safe place to live and did not feel safe walking alone at night.
Determining whether Monterey is a place to live may not always yield a simple answer, given the city's varying safety levels across different areas. Nonetheless, comprehending the city's overall crime rate can be a valuable asset. In broad terms, Monterey has an overall crime rate that is 41% lower than the national average. When we take a look at crime on a daily basis, this translates into 0.1 daily occurrences, comprising 0.01 violent crimes and 0.1 property crimes. Scrutinizing these statistics provides a foundation for a more informed assessment of the suitability of Monterey as a potential place to establish residency.
Year-over-year crime rates in Monterey has decreased by 45.7% in the last reported crime report. Comparing crime rates from one year to another offers some insight into whether or not Monterey is becoming a safer or more dangerous place to live. Crime rates are categorized by violent and property crime. Year-over-year violent crime has decreased by 70%, while property crime has decreased by 41.7%. This analysis equips individuals with crucial information for making informed decisions about living in Monterey.
High cost of living can lead to economic stress for individuals and families, particularly those with limited financial resources. When people struggle to make ends meet due to high housing costs, healthcare expenses, or other basic necessities, they may be more inclined to engage in criminal activities, such as theft or fraud, as a means of financial survival. On the flipside, cities that have a lower cost of living, could see a reduced crime rate. In Monterey, the cost of living is 16.66% lower than the national average.
In areas where housing affordability is an issue, crime can become a significant concern. Some individuals and families may be forced to live in overcrowded or substandard housing conditions, which can increase stress and potentially contribute to domestic disputes and related crimes. The median home price in Monterey is $122,600, compared to a national average of $184,700.
High rent costs can create economic stress for individuals and families, particularly those with limited financial resources. When a significant portion of one's income is spent on housing, there may be less money available for other essential needs such as food, healthcare and education. Economic stress can contribute to desperation and potentially lead individuals to engage in criminal activities, such as theft or fraud, as a means of financial survival. Average rent rates in Monterey are $582, compared to a national average of $949 per month.
| Item | Monterey | Tennessee | National |
| Law enforcement employees (officers & civilians) | 8 | 11,551 | 558,732 |
| Police officers & civilians /1000 residents | 2.8 | 3.6 | 3.3 |
| State | Total offenders | Tennessee /100K | National /100K |
| Tennessee | 24,578 | 412 | 266 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Dodson Branch, TN | 1,105 | 293 | 1,084 | 1,377 |
| Grimsley, TN | 975 | 301 | 1,114 | 1,414 |
| Algood, TN | 4,416 | 274 | 1,496 | 1,770 |
| Sparta, TN | 4,942 | 100 | 2,323 | 2,423 |
| Cookeville, TN | 33,922 | 246 | 2,332 | 2,578 |
| Pleasant Hill, TN | 604 | 777 | 2,875 | 3,652 |
| Clarkrange, TN | 794 | 879 | 3,252 | 4,130 |
| Monterey, TN | 2,865 | 109 | 1,273 | 1,382 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Great Neck Estates, NY | 2,865 | 67 | 270 | 337 |
| Elgin, SC | 2,865 | 312 | 4,803 | 5,115 |
| Ithaca, MI | 2,864 | 232 | 773 | 1,005 |
| Cold Spring Harbor, NY | 2,864 | 140 | 560 | 700 |
| Lido Beach, NY | 2,866 | 67 | 270 | 337 |
| Monterey, TN | 2,865 | 109 | 1,273 | 1,382 |
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