| Index | Monte Rio | California | National |
| Cost of living | 160 | 143 | 100 |
| Goods & Services | 120 | 115 | 100 |
| Groceries | 116 | 108 | 100 |
| Health care | 124 | 103 | 100 |
| Housing | 236 | 197 | 100 |
| Transportation | 141 | 136 | 100 |
| Utilities | 149 | 144 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $91,035 | $7,586 | $2,124 | $2,731 |
| Renters | $42,109 | $3,509 | $982 | $1,263 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Monte Rio | National avg. | Difference |
| Haircut | $30.77 | $27.62 | 11.4% |
| Beauty Salon | $87.96 | $51.11 | 72.1% |
| Toothpaste | $4.58 | $4.09 | 11.9% |
| Shampoo | $2.18 | $1.54 | 41.4% |
| Movie | $16.62 | $12.88 | 29.0% |
| Yoga | $24.36 | $19.66 | 23.9% |
| Item | Monte Rio | National avg. | Difference |
| Ground Beef | $8.05 | $7.70 | 4.5% |
| Fried Chicken | $2.65 | $1.66 | 59.4% |
| Milk | $5.20 | $4.73 | 9.9% |
| Potatoes | $4.75 | $5.26 | 9.6% |
| Pizza | $18.42 | $12.76 | 44.3% |
| Beer | $11.54 | $10.55 | 9.4% |
| Item | Monte Rio | National avg. | Difference |
| Optometrist | $173.17 | $140.06 | 23.6% |
| Doctor | $184.23 | $153.82 | 19.8% |
| Dentist | $167.93 | $123.15 | 36.4% |
| Ibuprofen | $12.53 | $11.73 | 6.8% |
| Lipitor | $25.58 | $23.61 | 8.3% |
| Item | Monte Rio | National avg. | Difference |
| Home Price | $953,943.00 | $326,622.00 | 192.1% |
| Avg. Mortgage Payment | $6,534.50 | $2,480.25 | 163.5% |
| Apartment Rent | $1,529.00 | $1,444.00 | 5.9% |
| Item | Monte Rio | National avg. | Difference |
| Gasoline | $4.58 | $3.06 | 49.8% |
| Tire Balancing | $78.78 | $65.21 | 20.8% |
| Item | Monte Rio | National avg. | Difference |
| All Electricity | $388.04 | $220.12 | 76.3% |
| Phone | $206.74 | $195.71 | 5.6% |
| City | Population | Cost of Living Index | National Avg. |
| Jenner, CA | 33 | 127 | 26.8% |
| Sereno del Mar, CA | 58 | 127 | 26.8% |
| Carmet, CA | 0 | 127 | 26.8% |
| Salmon Creek, CA | 20 | 127 | 26.8% |
| Valley Ford, CA | 0 | 127 | 26.8% |
| Monte Rio, CA | 1,063 | 160 | 59.6% |
| City | Population | Cost of Living Index | National Avg. |
| Clio, AL | 1,063 | 75 | 24.6% |
| Sloan, IA | 1,063 | 90 | 9.9% |
| Oxford, ME | 1,063 | 96 | 4.4% |
| Belgrade, MN | 1,063 | 88 | 11.7% |
| Markham, TX | 1,063 | 91 | 9.0% |
| Monte Rio, CA | 1,063 | 160 | 59.6% |