A+
15%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Minerva Ohio National
Cost of living8589100
Groceries9797100
Health care9496100
Housing6174100
Transportation9596100
Utilities9996100
Lifestyle & Entertainment9295100
Household Items9797100
Education & Childcare9293100
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Cost Of Living Quick Facts

  • The cost of living in Minerva is 5% lower than the Ohio average
  • The cost of living in Minerva is 15% lower than the national average
  • Minerva housing is 39% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Minerva

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Compare Minerva, OH Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,108$7,842$2,196$2,824
      Renters$63,134$5,261$1,473$1,894
      To approximate the cost of living and the housing affordability in Minerva, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Minerva have a median income of $94,108. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,196 per month to avoid calamity and poverty. The renters in the city have an income of about $63,134, which would make their monthly maximum allowable rental costs $1,473.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Damascus, OH296964.3%
      East Rochester, OH87954.7%
      Sandyville, OH133954.7%
      Salineville, OH1,1697920.5%
      Bergholz, OH6588020.3%
      Minerva, OH3,3898514.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Livingston, AL3,3898811.8%
      Carrollton, OH3,3898614.1%
      Mingo Junction, OH3,3898514.5%
      Blountstown, FL3,3889010.1%
      Skidway Lake, MI3,3888020.3%
      Minerva, OH3,3898514.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.