Cost Of Living in Milton, IN

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17%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

50%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Milton	Indiana	National
Cost of living	83	89	100
Groceries	98	97	100
Health care	97	97	100
Housing	50	72	100
Transportation	97	96	100
Utilities	95	96	100
Lifestyle & Entertainment	94	95	100
Household Items	96	98	100
Education & Childcare	99	94	100

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Homes For Sale In Milton, IN

5687 Holtsclaw RD

Cambridge City, IN

9887 N County Rd 250 W

Milton, IN

5687 Holtsclaw Rd

Milton, IN

Cost Of Living Quick Facts

The cost of living in Milton is 7% lower than the Indiana average
The cost of living in Milton is 17% lower than the national average
Milton housing is 50% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,532	$4,961	$1,389	$1,786
Renters	$56,509	$4,709	$1,318	$1,695

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mount Auburn, IN	96	80	20.2%
Economy, IN	125	81	18.8%
Mooreland, IN	349	80	19.9%
Dublin, IN	986	82	17.8%
Greens Fork, IN	531	82	17.6%
Milton, IN	333	83	17.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grangeville, CA	333	144	43.7%
Sand City, CA	333	134	33.7%
Ransom, KS	333	79	20.7%
Cerro Gordo, NC	333	94	5.9%
Niobrara, NE	333	81	18.6%
Milton, IN	333	83	17.2%