Cost of Living in Millstadt, IL

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A+
2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Millstadt Illinois National
Cost of living9898100
Groceries99100100
Health care100100100
Housing9895100
Transportation100101100
Utilities9799100
Lifestyle & Entertainment96100100
Household Items99100100
Education & Childcare99100100
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Homes For Sale In Millstadt, IL

property for sale

13 Algonquin Dr

Millstadt, IL
property for sale

417 E Madison St

Millstadt, IL
property for sale

339 E Mill St

Millstadt, IL
property for sale

210 E Laurel St

Millstadt, IL

Cost Of Living Quick Facts

  • The cost of living in Millstadt is equal to the Illinois average
  • The cost of living in Millstadt is 2% lower than the national average
  • Millstadt housing is 2% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Millstadt

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,572$10,214$2,860$3,678
      Renters$66,614$5,551$1,554$1,999
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Millstadt, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Millstadt homeowners, is $122,572. This would allow for a maximum of $2,860 per month to be spent on housing costs. For renters, the median monthly income is $66,614 which would result in a maximum of $1,554 to be spent on rental costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Floraville, IL31991.4%
      Paderborn, IL68991.4%
      Rentchler, IL4991.4%
      Brooklyn, IL4457426.2%
      East St. Louis, IL27,0337722.5%
      Millstadt, IL3,967981.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dumas, AR3,9678118.7%
      Valdez, AK3,96611313.0%
      Orange, MA3,9661055.1%
      Valley Springs, CA3,96813433.8%
      Asphodel-Norwood, ON3,968n/a 
      Millstadt, IL3,967981.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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