Cost Of Living in Milam, TX

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14%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

45%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Milam	Texas	National
Cost of living	86	94	100
Groceries	100	98	100
Health care	98	98	100
Housing	55	83	100
Transportation	99	98	100
Utilities	103	103	100
Lifestyle & Entertainment	99	98	100
Household Items	98	98	100
Education & Childcare	98	98	100

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Homes For Sale In Milam, TX

445 Rana Brian Rd

Milam, TX

1376 Lakeshore Dr

Hemphill, TX

918 Ireland Dr

Milam, TX

124 Gulf Breeze Dr

Hemphill, TX

Cost Of Living Quick Facts

The cost of living in Milam is 9% lower than the Texas average
The cost of living in Milam is 14% lower than the national average
Milam housing is 45% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$54,169	$4,514	$1,264	$1,625
Renters	$57,298	$4,775	$1,337	$1,719

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Zwolle, LA	2,386	80	19.6%
Pineland, TX	1,121	81	19.3%
Hemphill, TX	1,372	84	16.3%
Milam, TX	1,809	86	14.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Smackover, AR	1,809	86	13.6%
Lost Hills, CA	1,809	103	2.7%
Ogden, IA	1,809	87	13.3%
Saticoy, CA	1,808	142	41.7%
Elizabeth, CO	1,808	121	21.4%
Milam, TX	1,809	86	14.0%