Cost Of Living in Mertens, TX

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19%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mertens	Texas	National
Cost of living	81	94	100
Groceries	97	98	100
Health care	100	98	100
Housing	42	83	100
Transportation	98	98	100
Utilities	103	103	100
Lifestyle & Entertainment	96	98	100
Household Items	97	98	100
Education & Childcare	98	98	100

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Homes For Sale In Mertens, TX

861 Richland Bend Rd

Milford, TX

Cost Of Living Quick Facts

The cost of living in Mertens is 14% lower than the Texas average
The cost of living in Mertens is 19% lower than the national average
Mertens housing is 58% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,533	$4,461	$1,249	$1,606
Renters	$53,938	$4,495	$1,258	$1,618

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Penelope, TX	127	99	0.7%
Bynum, TX	333	79	20.8%
Carl's Corner, TX	187	80	20.4%
Dawson, TX	976	84	16.1%
Hubbard, TX	1,597	85	15.1%
Mertens, TX	126	81	18.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pollard, AL	126	88	11.6%
Elk River, ID	126	94	5.6%
Catharine, KS	126	87	13.1%
West Mineral, KS	126	72	28.4%
Brook Park, MN	126	88	11.7%
Mertens, TX	126	81	18.7%