| Index | Merkel | Texas | National |
| Cost of living | 84 | 94 | 100 |
| Groceries | 100 | 98 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 51 | 83 | 100 |
| Transportation | 100 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 94 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 95 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,269 | $9,189 | $2,573 | $3,308 |
| Renters | $31,795 | $2,650 | $742 | $954 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Trent, TX | 195 | 81 | 19.3% |
| Tye, TX | 1,132 | 84 | 16.3% |
| Hawley, TX | 463 | 86 | 13.8% |
| Buffalo Gap, TX | 623 | 95 | 5.5% |
| Merkel, TX | 2,691 | 84 | 16.0% |
| City | Population | Cost of Living Index | National Avg. |
| Corinth, NY | 2,690 | 104 | 3.5% |
| Massanutten, VA | 2,690 | 115 | 14.8% |
| Kinder, LA | 2,692 | 91 | 9.1% |
| Gap, PA | 2,692 | 114 | 13.7% |
| Bolivar Peninsula, TX | 2,692 | 104 | 3.9% |
| Merkel, TX | 2,691 | 84 | 16.0% |