| Index | Melbourne Beach | Florida | National |
| Cost of living | 123 | 99 | 100 |
| Goods & Services | 104 | 99 | 100 |
| Groceries | 104 | 105 | 100 |
| Health care | 110 | 100 | 100 |
| Housing | 166 | 96 | 100 |
| Transportation | 100 | 98 | 100 |
| Utilities | 115 | 102 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $86,125 | $7,177 | $2,009 | $2,584 |
| Renters | $47,170 | $3,931 | $1,101 | $1,415 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| Item | Melbourne Beach | National avg. | Difference |
| Haircut | $16.67 | $17.49 | 4.7% |
| Beauty Salon | $43.33 | $38.17 | 13.5% |
| Toothpaste | $2.51 | $2.32 | 8.1% |
| Shampoo | $0.90 | $1.01 | 11.1% |
| Movie | $6.21 | $10.72 | 42.1% |
| Bowling | $17.33 | $13.86 | 25.0% |
| Item | Melbourne Beach | National avg. | Difference |
| Ground Beef | $4.29 | $3.90 | 10.0% |
| Fried Chicken | $1.33 | $1.40 | 4.7% |
| Milk | $2.71 | $1.96 | 38.1% |
| Potatoes | $3.68 | $3.18 | 15.6% |
| Pizza | $9.99 | $10.39 | 3.9% |
| Beer | $10.09 | $9.23 | 9.3% |
| Item | Melbourne Beach | National avg. | Difference |
| Optometrist | $164.33 | $106.34 | 54.5% |
| Doctor | $130.00 | $115.25 | 12.8% |
| Dentist | $101.75 | $98.38 | 3.4% |
| Ibuprofen | $10.29 | $9.26 | 11.1% |
| Lipitor | $498.56 | $466.47 | 6.9% |
| Item | Melbourne Beach | National avg. | Difference |
| Home Price | $304,600.00 | $184,700.00 | 64.9% |
| Avg. Mortgage Payment | $1,027.86 | $1,273.32 | 19.3% |
| Apartment Rent | $1,587.00 | $949.00 | 67.2% |
| Item | Melbourne Beach | National avg. | Difference |
| Gasoline | $2.56 | $2.59 | 1.4% |
| Tire Balancing | $51.25 | $48.90 | 4.8% |
| Item | Melbourne Beach | National avg. | Difference |
| All Electricity | $208.89 | $167.60 | 24.6% |
| Phone | $185.34 | $163.42 | 13.4% |
| City, State | Population | Cost of Living Index | National Avg. |
| Micco, FL | 8,377 | 89 | -11% |
| Palm Bay, FL | 106,573 | 95 | -5% |
| Melbourne, FL | 78,911 | 96 | -4% |
| Melbourne Village, FL | 769 | 102 | 2% |
| June Park, FL | 4,209 | 104 | 4% |
| Melbourne Beach, FL | 3,189 | 123 | 23% |
| City, State | Population | Cost of Living Index | National Avg. |
| Allendale, SC | 3,189 | 72 | -28% |
| Aledo, TX | 3,190 | 97 | -3% |
| Northwest Harbor, NY | 3,188 | 242 | 142% |
| Hazel Green, AL | 3,188 | 92 | -8% |
| Squaw Valley, CA | 3,187 | 111 | 11% |
| Melbourne Beach, FL | 3,189 | 123 | 23% |
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