Cost of Living in Melbourne Beach, FL

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F
32%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
90%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Melbourne Beach Florida National
Cost of living132102100
Groceries106102100
Health care107104100
Housing19097100
Transportation108103100
Utilities113110100
Lifestyle & Entertainment103104100
Household Items102102100
Education & Childcare109106100
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Homes For Sale In Melbourne Beach, FL

property for sale

562 Carousel Ln

Melbourne Beach, FL
property for sale

5835 Riverside Dr

Melbourne Beach, FL
property for sale

122 Whaler Dr

Melbourne Beach, FL
property for sale

2135 S River Rd

Melbourne Beach, FL

Cost Of Living Quick Facts

  • The cost of living in Melbourne Beach is 29% higher than the Florida average
  • The cost of living in Melbourne Beach is 32% higher than the national average
  • Melbourne Beach housing is 90% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Melbourne Beach

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,134$8,428$2,360$3,034
      Renters$45,354$3,780$1,058$1,361

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Micco, FL9,300954.8%
      Palm Bay, FL116,9371055.3%
      Melbourne, FL85,2421055.2%
      Palm Shores, FL1,66211010.1%
      June Park, FL5,05611212.1%
      Melbourne Beach, FL3,34413231.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ponce Inlet, FL3,34413737.4%
      Lake Junaluska, NC3,3441066.1%
      Burlington, CO3,345955.0%
      Ascot Corner, QC3,346n/a 
      Pottsville, AR3,341919.1%
      Melbourne Beach, FL3,34413231.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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