A+
12%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Medford Wisconsin National
Cost of living8896100
Groceries9799100
Health care9998100
Housing6489100
Transportation10098100
Utilities99101100
Lifestyle & Entertainment9798100
Household Items10099100
Education & Childcare9698100
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Cost Of Living Quick Facts

  • The cost of living in Medford is 8% lower than the Wisconsin average
  • The cost of living in Medford is 12% lower than the national average
  • Medford housing is 36% lower than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Medford

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Compare Medford, WI Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,353$6,029$1,688$2,171
      Renters$34,137$2,845$796$1,024
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Medford, WI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Medford, homeowners have a median income of $72,353. Using that number, a maximum of $1,688 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $34,137, which means there is a maximum of $796 to be spent on the costs of renting a home or apartment.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Owen, WI9828316.7%
      Withee, WI4638415.6%
      Curtiss, WI2718416.4%
      Rib Lake, WI9498515.3%
      Chelsea, WI938613.7%
      Medford, WI4,3768812.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waimanalo Beach, HI4,37616262.5%
      Sellersville, PA4,3761065.8%
      Greenville, KY4,3758415.9%
      Buchanan, MI4,3758713.1%
      Cold Spring, MN4,3751000.2%
      Medford, WI4,3768812.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.