Cost Of Living in Matagorda, TX

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A+

10%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

35%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Matagorda	Texas	National
Cost of living	90	94	100
Groceries	100	98	100
Health care	101	98	100
Housing	65	83	100
Transportation	98	98	100
Utilities	105	103	100
Lifestyle & Entertainment	98	98	100
Household Items	99	98	100
Education & Childcare	103	98	100

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Homes For Sale In Matagorda, TX

260 Fisher St

Bay City, TX

14 Alpha Slip Rd

Matagorda, TX

706 Cedar St S

Bay City, TX

837 Wightman St

Bay City, TX

Cost Of Living Quick Facts

The cost of living in Matagorda is 5% lower than the Texas average
The cost of living in Matagorda is 10% lower than the national average
Matagorda housing is 35% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,974	$3,415	$956	$1,229
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Matagorda, TX	530	90	10.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mesquite Creek, AZ	530	96	4.2%
Rough and Ready, CA	530	121	20.5%
Reddick, FL	530	89	10.9%
New Boston, IL	530	84	15.7%
Crestview, KY	530	92	8.1%
Matagorda, TX	530	90	10.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Matagorda, TX

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Median Income & Debt-To-Income Ratio

Texas Sales Tax

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Nearby cities with low cost of living

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