Cost of Living in Martins Ferry, OH

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15%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Martins Ferry Ohio National
Cost of living8589100
Groceries10097100
Health care9996100
Housing5274100
Transportation9796100
Utilities9996100
Lifestyle & Entertainment9795100
Household Items9897100
Education & Childcare10093100
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Homes For Sale In Martins Ferry, OH

property for sale

715 N Zane Hwy

Martins Ferry, OH
property for sale

312 N 7th St

Martins Ferry, OH
property for sale

1023 Pearl St

Martins Ferry, OH
property for sale

1210 Virginia St

Martins Ferry, OH

Cost Of Living Quick Facts

  • The cost of living in Martins Ferry is 5% lower than the Ohio average
  • The cost of living in Martins Ferry is 15% lower than the national average
  • Martins Ferry housing is 48% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Martins Ferry

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Compare Martins Ferry, OH Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,185$6,599$1,848$2,376
      Renters$42,916$3,576$1,001$1,288
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Martins Ferry, OH, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Martins Ferry, homeowners have a median income of $79,185. Using that number, a maximum of $1,848 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $42,916, which means there is a maximum of $1,001 to be spent on the costs of renting a home or apartment.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Glencoe, OH68991.2%
      Connorville, OH236991.2%
      Smithfield, OH8468019.7%
      Beech Bottom, WV6488218.2%
      McMechen, WV1,9038218.2%
      Martins Ferry, OH6,8378515.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hapeville, GA6,837982.3%
      Barnhart, MO6,838945.7%
      Upper Sandusky, OH6,8388712.5%
      Silsbee, TX6,838909.7%
      Kula, HI6,841227127.1%
      Martins Ferry, OH6,8378515.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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