Cost Of Living in Mahopac, NY

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F

36%

Overall NAT. AVG.

13%

Goods & Services NAT. AVG.

91%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Mahopac	New York	National
Cost of living	136	117	100
Goods & Services	113	108	100
Groceries	105	102	100
Health care	110	103	100
Housing	191	145	100
Transportation	102	105	100
Utilities	131	100	100

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Cost Of Living Quick Facts

The cost of living in Mahopac is 16% higher than the New York average
The cost of living in Mahopac is 36% higher than the national average
Mahopac housing is 91% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$121,469	$10,122	$2,834	$3,644
Renters	$76,010	$6,334	$1,773	$2,281

A good way to judge both the affordability of the housing and the cost of living in Mahopac is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Mahopac has a median income of about $121,469 for people who own homes. Based on that number, a maximum of $2,834 should be spent on expenses related to housing. Renters have a slightly different median income, which is $76,010. Based on this average, renters should spend no more than $1,773 on all rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Mahopac	National avg.	Difference
Haircut	$32.33	$24.26	33.3%
Beauty Salon	$48.56	$45.56	6.6%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.50	$1.28	17.4%
Movie	$13.76	$12.13	13.4%
Bowling	$19.63	$18.00	9.0%

Groceries

Item	Mahopac	National avg.	Difference
Ground Beef	$6.34	$5.84	8.6%
Fried Chicken	$1.61	$1.57	2.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$5.03	$4.93	1.9%
Pizza	$10.07	$12.09	16.7%
Beer	$10.62	$10.41	2.0%

Health Care

Item	Mahopac	National avg.	Difference
Optometrist	$140.10	$125.68	11.5%
Doctor	$143.23	$135.78	5.5%
Dentist	$123.00	$113.29	8.6%
Ibuprofen	$11.00	$10.65	3.3%
Lipitor	$401.34	$468.60	14.4%

Housing

Item	Mahopac	National avg.	Difference
Home Price	$375,700.00	$184,700.00	103.4%
Avg. Mortgage Payment	$1,857.27	$2,346.69	20.9%
Apartment Rent	$1,544.00	$949.00	62.7%

Transportation

Item	Mahopac	National avg.	Difference
Gasoline	$3.33	$3.46	3.7%
Tire Balancing	$57.68	$59.92	3.7%

Utilities

Item	Mahopac	National avg.	Difference
All Electricity	$281.67	$193.99	45.2%
Phone	$185.16	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Watchtower, NY	2,092	112	12.4%
Copake Hamlet, NY	161	106	6.1%
Newburgh, NY	28,146	108	7.6%
New Windsor, NY	8,866	118	18.3%
Fishkill, NY	1,967	119	18.6%
Mahopac, NY	8,914	136	36.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rock Falls, IL	8,914	80	20.1%
Berkeley, MO	8,912	82	17.7%
Monmouth Junction, NJ	8,911	141	41.5%
Terrace Heights, WA	8,917	108	8.1%
Alma, MI	8,918	81	18.5%
Mahopac, NY	8,914	136	36.0%