Cost Of Living in Madison, GA

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B-

10%

Overall NAT. AVG.

1%

Goods & Services NAT. AVG.

35%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Madison	Georgia	National
Cost of living	110	95	100
Goods & Services	99	97	100
Groceries	102	98	100
Health care	95	98	100
Housing	135	88	100
Transportation	94	98	100
Utilities	102	100	100

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Homes For Sale In Madison, GA

LOT 24 Apalachee Meadows DR

Madison, GA

Lot 25 Apalachee Meadows Dr

, GA

Lot 22 Apalachee Rd

Madison, GA

517 Gilmore Ln

Madison, GA

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Cost Of Living Quick Facts

The cost of living in Madison is 16% higher than the Georgia average
The cost of living in Madison is 10% higher than the national average
Madison housing is 35% higher than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$150,560	$12,547	$3,513	$4,517
Renters	$100,528	$8,377	$2,345	$3,016

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Madison, GA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Madison homeowners, is $150,560. This would allow for a maximum of $3,513 per month to be spent on housing costs. For renters, the median monthly income is $100,528 which would result in a maximum of $2,345 to be spent on rental costs.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Goods & Services

Item	Madison	National avg.	Difference
Haircut	$23.07	$27.62	16.5%
Beauty Salon	$56.08	$51.11	9.7%
Toothpaste	$4.10	$4.09	0.2%
Shampoo	$1.61	$1.54	4.4%
Movie	$13.22	$12.88	2.6%
Yoga	$28.27	$19.66	43.8%

Groceries

Item	Madison	National avg.	Difference
Ground Beef	$8.03	$7.70	4.2%
Fried Chicken	$1.55	$1.66	6.8%
Milk	$4.82	$4.73	1.8%
Potatoes	$5.32	$5.26	1.2%
Pizza	$10.74	$12.76	15.8%
Beer	$10.66	$10.55	1.0%

Health Care

Item	Madison	National avg.	Difference
Optometrist	$110.40	$140.06	21.2%
Doctor	$130.73	$153.82	15.0%
Dentist	$125.13	$123.15	1.6%
Ibuprofen	$11.69	$11.73	0.4%
Lipitor	$22.14	$23.61	6.2%

Housing

Item	Madison	National avg.	Difference
Home Price	$492,077.00	$326,622.00	50.7%
Avg. Mortgage Payment	$2,471.16	$2,480.25	0.4%
Apartment Rent	$1,399.00	$1,444.00	3.1%

Transportation

Item	Madison	National avg.	Difference
Gasoline	$2.94	$3.06	3.9%
Tire Balancing	$57.16	$65.21	12.3%

Utilities

Item	Madison	National avg.	Difference
All Electricity	$227.98	$220.12	3.6%
Phone	$194.41	$195.71	0.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Shady Dale, GA	418	90	10.2%
Newborn, GA	841	89	10.7%
Mansfield, GA	548	89	10.6%
Social Circle, GA	4,622	94	5.8%
Good Hope, GA	394	98	1.8%
Madison, GA	4,296	110	9.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Magee, MS	4,298	81	18.7%
Louisville, TN	4,298	100	0.4%
Deer Park, WA	4,298	104	3.6%
Jasper, FL	4,293	82	18.4%
North Pembroke, MA	4,293	149	48.7%
Madison, GA	4,296	110	9.6%

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

Cost of Living in Madison, GA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Georgia Sales Tax

Georgia Income Tax

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

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