Cost Of Living in Madison, CA

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C-

9%

Overall NAT. AVG.

11%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Madison	California	National
Cost of living	109	141	100
Groceries	111	111	100
Health care	117	116	100
Housing	90	197	100
Transportation	117	118	100
Utilities	122	119	100
Lifestyle & Entertainment	115	120	100
Household Items	109	111	100
Education & Childcare	131	127	100

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Cost Of Living Quick Facts

The cost of living in Madison is 23% lower than the California average
The cost of living in Madison is 9% higher than the national average
Madison housing is 10% lower than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,688	$5,474	$1,533	$1,971
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Guinda, CA	116	117	16.7%
Yolo, CA	200	117	16.7%
Knights Landing, CA	1,020	116	15.9%
University of California-Davis, CA	9,351	125	25.5%
Robbins, CA	443	131	31.3%
Madison, CA	519	109	8.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Florian, AL	519	94	6.1%
Bridgeport, CA	519	102	2.4%
West College Corner, IN	519	85	15.2%
Argonia, KS	519	82	17.7%
Miltonvale, KS	519	81	19.2%
Madison, CA	519	109	8.9%