Cost of Living in Mackinaw, IL

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8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mackinaw Illinois National
Cost of living9298100
Groceries101100100
Health care99100100
Housing7595100
Transportation103101100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items98100100
Education & Childcare97100100
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Homes For Sale In Mackinaw, IL

property for sale

102 S Kruse St

Mackinaw, IL
property for sale

57 Summit Dr

Mackinaw, IL
property for sale

7 Pickwick Ln

Mackinaw, IL
property for sale

16 Londonderry Dr

Mackinaw, IL

Cost Of Living Quick Facts

  • The cost of living in Mackinaw is 6% lower than the Illinois average
  • The cost of living in Mackinaw is 8% lower than the national average
  • Mackinaw housing is 25% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Mackinaw

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Compare Mackinaw, IL Cost of Living

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      Transportation index
      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,657$8,971$2,512$3,230
      Renters$51,029$4,252$1,191$1,531

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Creve Coeur, IL5,2618515.3%
      Stanford, IL7188713.4%
      Peoria Heights, IL6,0528712.5%
      Secor, IL2728713.3%
      Pekin, IL33,4688811.8%
      Mackinaw, IL2,019927.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gila Bend, AZ2,0199010.1%
      Pierce, NE2,0198713.3%
      Manahawkin, NJ2,01912828.0%
      Laurel Hollow, NY2,019262161.9%
      Whitwell, TN2,0198713.4%
      Mackinaw, IL2,019927.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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