A
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mack Ohio National
Cost of living10589100
Groceries9997100
Health care9996100
Housing12674100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9193100
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An Overview of Cost of Living in Mack, OH

Getting a feel for the cost of living in Mack is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Mack is 105, which is 5% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Mack closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Mack can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

When it comes to the cost of living in Mack, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 25.6% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Mack Affordable?

Is Mack an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Mack is 26.9% higher than the national average, while the average monthly rent prices are 22.7% higher than average. The affordability of any location can also be influenced by median income levels. Mack has a median household income of $154,658, which is 90.2% higher than the national average.

What Factors can Influence the Cost of Living in Mack?

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Mack, healthcare costs are 1.5% lower than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Mack comes in at 5% lower than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The cost of living estimates displayed for Mack are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Mack is 18% higher than the Ohio average
  • The cost of living in Mack is 5% higher than the national average
  • Mack housing is 26% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Mack

See all the best places to live around Mack

Compare Mack, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,420$12,952$3,626$4,663
      Renters$85,480$7,123$1,994$2,565
      A good indicator of the general affordability of housing in Mack, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Mack, the median monthly income is $155,420 for those who own their own homes. Under the standard rule, that income level would allow for $3,626 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $85,480, per the median income in the area. That would allow for renters to spend up to $1,994 on monthly rental expenses.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Petersburg, KY375954.8%
      Shawnee, OH1,081954.8%
      Elizabethtown, OH2957524.9%
      Hooven, OH3367722.7%
      Shawnee village, OH5637821.8%
      Mack, OH11,4541055.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Middle Island, NY11,45412423.6%
      Goulds, FL11,45111414.2%
      Lake Grove, NY11,45014646.4%
      Lower Burrell, PA11,450964.1%
      Town and Country, MO11,46416767.4%
      Mack, OH11,4541055.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.