Cost Of Living in Luverne, AL

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17%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Luverne	Alabama	National
Cost of living	83	89	100
Groceries	94	96	100
Health care	94	95	100
Housing	54	74	100
Transportation	98	95	100
Utilities	96	97	100
Lifestyle & Entertainment	96	94	100
Household Items	94	96	100
Education & Childcare	92	93	100

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Homes For Sale In Luverne, AL

8995 Montgomery Hwy

Luverne, AL

1205 Turkey Creek Rd

Luverne, AL

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Cost Of Living Quick Facts

The cost of living in Luverne is 7% lower than the Alabama average
The cost of living in Luverne is 17% lower than the national average
Luverne housing is 46% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$75,058	$6,255	$1,751	$2,252
Renters	$65,305	$5,442	$1,524	$1,959

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Glenwood, AL	260	73	27.2%
Petrey, AL	62	79	21.1%
Rutledge, AL	419	80	20.4%
Dozier, AL	473	80	19.7%
Brantley, AL	1,071	82	17.9%
Luverne, AL	2,810	83	17.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Raoul, GA	2,810	83	17.2%
Hoisington, KS	2,810	83	16.6%
Durant, MS	2,810	78	22.5%
Nelson House 170, MB	2,810	n/a
Lake Arrowhead, ME	2,809	105	4.9%
Luverne, AL	2,810	83	17.3%