Cost of Living in Lone Oak, TN

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A+
6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lone Oak Tennessee National
Cost of living9492100
Groceries9698100
Health care9897100
Housing9080100
Transportation9697100
Utilities9698100
Lifestyle & Entertainment9497100
Household Items9998100
Education & Childcare9797100
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Homes For Sale In Lone Oak, TN

property for sale

460 Spring Dr

Signal Mountain, TN
property for sale

0 Grayson Way

Signal Mountain, TN
property for sale

Grayson Way

Signal Mountain, TN
property for sale

498 Hargis Rd

Signal Mountain, TN

Cost Of Living Quick Facts

  • The cost of living in Lone Oak is 2% higher than the Tennessee average
  • The cost of living in Lone Oak is 6% lower than the national average
  • Lone Oak housing is 10% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,474$8,873$2,484$3,195
      Renters$33,657$2,805$785$1,010

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Palmer, TN7238218.1%
      Whitwell, TN2,0198713.4%
      Dunlap, TN5,3558812.1%
      Jasper, TN3,5088811.9%
      Powells Crossroads, TN1,7688911.0%
      Lone Oak, TN1,298945.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Big Rock, IL1,2981088.4%
      Sunman, IN1,2989010.3%
      Barbourmeade, KY1,29811919.0%
      Deville, LA1,2988812.4%
      Creighton, NE1,2988416.3%
      Lone Oak, TN1,298945.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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