| Index | Lone Oak | Tennessee | National |
| Cost of living | 91 | 89 | 100 |
| Goods & Services | 92 | 95 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 87 | 85 | 100 |
| Housing | 90 | 80 | 100 |
| Transportation | 89 | 88 | 100 |
| Utilities | 89 | 89 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $106,474 | $8,873 | $2,484 | $3,195 |
| Renters | $33,657 | $2,805 | $785 | $1,010 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| Item | Lone Oak | National avg. | Difference |
| Haircut | $24.57 | $27.62 | 11.0% |
| Beauty Salon | $44.60 | $51.11 | 12.7% |
| Toothpaste | $4.03 | $4.09 | 1.5% |
| Shampoo | $1.60 | $1.54 | 3.8% |
| Movie | $14.30 | $12.88 | 11.0% |
| Yoga | $18.00 | $19.66 | 8.4% |
| Item | Lone Oak | National avg. | Difference |
| Ground Beef | $7.62 | $7.70 | 1.1% |
| Fried Chicken | $1.52 | $1.66 | 8.6% |
| Milk | $4.74 | $4.73 | 0.1% |
| Potatoes | $5.72 | $5.26 | 8.8% |
| Pizza | $12.79 | $12.76 | 0.2% |
| Beer | $10.40 | $10.55 | 1.4% |
| Item | Lone Oak | National avg. | Difference |
| Optometrist | $108.67 | $140.06 | 22.4% |
| Doctor | $124.80 | $153.82 | 18.9% |
| Dentist | $97.33 | $123.15 | 21.0% |
| Ibuprofen | $11.56 | $11.73 | 1.5% |
| Lipitor | $23.59 | $23.61 | 0.1% |
| Item | Lone Oak | National avg. | Difference |
| Home Price | $295,979.00 | $326,622.00 | 9.4% |
| Avg. Mortgage Payment | $1,885.20 | $2,480.25 | 24.0% |
| Apartment Rent | $1,278.00 | $1,444.00 | 11.5% |
| Item | Lone Oak | National avg. | Difference |
| Gasoline | $2.74 | $3.06 | 10.2% |
| Tire Balancing | $56.93 | $65.21 | 12.7% |
| Item | Lone Oak | National avg. | Difference |
| All Electricity | $179.43 | $220.12 | 18.5% |
| Phone | $196.66 | $195.71 | 0.5% |
| City | Population | Cost of Living Index | National Avg. |
| Palmer, TN | 723 | 79 | 21.5% |
| Whitwell, TN | 2,019 | 83 | 16.7% |
| Dunlap, TN | 5,355 | 85 | 15.4% |
| Jasper, TN | 3,508 | 85 | 15.2% |
| Powells Crossroads, TN | 1,768 | 86 | 14.3% |
| Lone Oak, TN | 1,298 | 91 | 8.8% |
| City | Population | Cost of Living Index | National Avg. |
| Big Rock, IL | 1,298 | 107 | 7.0% |
| Sunman, IN | 1,298 | 93 | 6.8% |
| Barbourmeade, KY | 1,298 | 119 | 19.3% |
| Deville, LA | 1,298 | 90 | 9.6% |
| Creighton, NE | 1,298 | 81 | 18.8% |
| Lone Oak, TN | 1,298 | 91 | 8.8% |
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