Cost of Living in Livingston, MT

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C+
17%
Overall NAT. AVG.
35%
Goods & Services NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Livingston Montana National
Cost of living117103100
Goods & Services135109100
Groceries103101100
Health care125111100
Housing114101100
Transportation113104100
Utilities8482100
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Homes For Sale In Livingston, MT

property for sale

TBD Basin Trail Rd

Livingston, MT
property for sale

401 Brookline St Unit C

Livingston, MT
property for sale

226 S E St

Livingston, MT
property for sale

524 N M St Unit A

Livingston, MT
See the Newest Homes For Sale In Livingston, MT

Cost Of Living Quick Facts

  • The cost of living in Livingston is 14% higher than the Montana average
  • The cost of living in Livingston is 17% higher than the national average
  • Livingston housing is 14% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Livingston

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Compare Livingston, MT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,266$6,606$1,849$2,378
      Renters$53,436$4,453$1,247$1,603
      A good indicator of the general affordability of housing in Livingston, MT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Livingston, the median monthly income is $79,266 for those who own their own homes. Under the standard rule, that income level would allow for $1,849 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,436, per the median income in the area. That would allow for renters to spend up to $1,247 on monthly rental expenses.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Goods & Services

      Item Livingston National avg. Difference
      Haircut $34.92$27.6226.4%
      Beauty Salon $100.86$51.1197.4%
      Toothpaste $3.94$4.093.7%
      Shampoo $1.42$1.547.9%
      Movie $15.66$12.8821.6%
      Yoga $30.70$19.6656.1%

      Groceries

      Item Livingston National avg. Difference
      Ground Beef $7.65$7.700.7%
      Fried Chicken $1.43$1.6614.0%
      Milk $4.75$4.730.4%
      Potatoes $5.44$5.263.5%
      Pizza $14.24$12.7611.6%
      Beer $10.57$10.550.2%

      Health Care

      Item Livingston National avg. Difference
      Optometrist $160.57$140.0614.6%
      Doctor $244.35$153.8258.9%
      Dentist $170.38$123.1538.4%
      Ibuprofen $11.37$11.733.1%
      Lipitor $16.60$23.6129.7%

      Housing

      Item Livingston National avg. Difference
      Home Price $412,257.00$326,622.0026.2%
      Avg. Mortgage Payment $4,283.65$2,480.2572.7%
      Apartment Rent $1,235.00$1,444.0014.5%

      Transportation

      Item Livingston National avg. Difference
      Gasoline $3.23$3.065.7%
      Tire Balancing $85.30$65.2130.8%

      Utilities

      Item Livingston National avg. Difference
      All Electricity $169.04$220.1223.2%
      Phone $187.14$195.714.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clyde Park, MT2571098.8%
      Wineglass, MT24515151.3%
      Livingston, MT7,99811716.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Quincy, WA7,998990.8%
      Bluewater, ON7,997n/a 
      Manhasset, NY7,999228128.5%
      Richfield, UT8,000928.4%
      Webster City, IA7,9958613.8%
      Livingston, MT7,99811716.9%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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