Cost Of Living in Liverpool, NY

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A-

1%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

17%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Liverpool	New York	National
Cost of living	101	121	100
Groceries	105	106	100
Health care	110	110	100
Housing	83	144	100
Transportation	110	113	100
Utilities	114	112	100
Lifestyle & Entertainment	108	111	100
Household Items	105	106	100
Education & Childcare	117	118	100

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Homes For Sale In Liverpool, NY

807 2nd St

Liverpool, NY

4763 Rosemary Ln

Liverpool, NY

7 Gooseberry Ln

Liverpool, NY

7801 Morgan Rd

Liverpool, NY

Cost Of Living Quick Facts

The cost of living in Liverpool is 16% lower than the New York average
The cost of living in Liverpool is 1% higher than the national average
Liverpool housing is 17% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Liverpool

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,471	$8,706	$2,437	$3,134
Renters	$52,964	$4,414	$1,236	$1,589

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bridgeport, NY	1,382	89	11.2%
Fulton, NY	11,649	93	7.0%
Jordan, NY	1,489	95	4.8%
Lyncourt, NY	4,034	95	4.6%
Syracuse, NY	146,063	95	4.5%
Liverpool, NY	2,256	101	1.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Egypt, NJ	2,256	122	21.6%
Langley, SC	2,256	81	19.4%
Fifth Street, TX	2,256	82	17.9%
Springerville, AZ	2,255	90	9.7%
Halstead, KS	2,255	85	14.5%
Liverpool, NY	2,256	101	1.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Liverpool, NY

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

New York Sales Tax

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Nearby cities with low cost of living

Cities with similar population