Cost of Living in Lincoln, AL

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A+
9%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lincoln Alabama National
Cost of living9189100
Groceries9596100
Health care9595100
Housing8274100
Transportation9295100
Utilities9797100
Lifestyle & Entertainment9494100
Household Items9996100
Education & Childcare9293100
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Homes For Sale In Lincoln, AL

property for sale

310 Brooks Lake Rd

Lincoln, AL
property for sale

533 Lomar Dr

Lincoln, AL
property for sale

11655 Stemley Rd

Lincoln, AL
property for sale

167 River Rock ST

Lincoln, AL
See the Newest Homes For Sale In Lincoln, AL

Cost Of Living Quick Facts

  • The cost of living in Lincoln is 2% higher than the Alabama average
  • The cost of living in Lincoln is 9% lower than the national average
  • Lincoln housing is 18% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Lincoln

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,396$8,866$2,482$3,192
      Renters$65,756$5,480$1,534$1,973
      A good way to judge both the affordability of the housing and the cost of living in Lincoln is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lincoln has a median income of about $106,396 for people who own homes. Based on that number, a maximum of $2,482 should be spent on expenses related to housing. Renters have a slightly different median income, which is $65,756. Based on this average, renters should spend no more than $1,534 on all rental costs if they want to maintain a non-impoverished standard of living.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West End-Cobb Town, AL3,5717920.9%
      Munford, AL1,5228119.5%
      Talladega, AL16,0198217.6%
      Ragland, AL1,8408218.2%
      Alexandria, AL4,3278812.3%
      Lincoln, AL7,002919.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Darnestown, MD7,001201100.5%
      Cortland, OH7,001928.3%
      Lochbuie, CO7,00311615.5%
      Mira Monte, CA6,99917070.2%
      Savage, MD7,00613130.8%
      Lincoln, AL7,002919.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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