Cost Of Living in Lima, NY

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A-

0%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

22%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lima	New York	National
Cost of living	100	121	100
Groceries	106	106	100
Health care	107	110	100
Housing	78	144	100
Transportation	114	113	100
Utilities	110	112	100
Lifestyle & Entertainment	109	111	100
Household Items	106	106	100
Education & Childcare	113	118	100

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Homes For Sale In Lima, NY

7095 Tupelo Trl

Lima, NY

Michigan Rd

Lima, NY

8086 Dussett Ln

Lima, NY

7042 W Main Rd #42

Lima, NY

Cost Of Living Quick Facts

The cost of living in Lima is 17% lower than the New York average
The cost of living in Lima is equal to the national average
Lima housing is 22% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$122,400	$10,200	$2,856	$3,672
Renters	$55,104	$4,592	$1,286	$1,653

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fowlerville, NY	110	109	9.1%
Wadsworth, NY	187	109	9.1%
Greigsville, NY	349	91	9.2%
Groveland Station, NY	384	92	8.0%
Mount Morris, NY	3,152	92	7.8%
Lima, NY	2,217	100	0.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Huntington, UT	2,217	93	7.5%
Burnt Store Marina, FL	2,216	123	22.7%
Carnation, WA	2,216	151	50.7%
Centerville, CA	2,218	144	44.4%
Indian Springs, GA	2,218	100	0.2%
Lima, NY	2,217	100	0.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Lima, NY

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Median Income & Debt-To-Income Ratio

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Cities with similar population