Cost of Living in Libby, MT

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A+
7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Libby Montana National
Cost of living93102100
Groceries101103100
Health care102102100
Housing76101100
Transportation98100100
Utilities98104100
Lifestyle & Entertainment106100100
Household Items98100100
Education & Childcare100102100
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Homes For Sale In Libby, MT

property for sale

1741 Warland-Five Mile Rd

Libby, MT
property for sale

Nhn Education Way

Libby, MT
property for sale

279 Norman Ave

Libby, MT
property for sale

1349 Lake Shore Dr

Libby, MT
See the Newest Homes For Sale In Libby, MT

Cost Of Living Quick Facts

  • The cost of living in Libby is 8% lower than the Montana average
  • The cost of living in Libby is 7% lower than the national average
  • Libby housing is 24% lower than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Libby

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Compare Libby, MT Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$59,342$4,945$1,385$1,780
      Renters$0$0$0$0

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      White Haven, MT6358811.5%
      Pioneer Junction, MT913981.7%
      Libby, MT2,842936.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bar Nunn, WY2,8421066.1%
      Saylorville, IA2,8411066.0%
      Greenbriar, FL2,84311111.3%
      Edneyville, NC2,8431055.4%
      Seven Fields, PA2,84312524.9%
      Libby, MT2,842936.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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