A+
6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Le Mars Iowa National
Cost of living9489100
Groceries9697100
Health care9896100
Housing8974100
Transportation9897100
Utilities9195100
Lifestyle & Entertainment9295100
Household Items9697100
Education & Childcare9694100
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An Overview of Cost of Living in Le Mars, IA

The cost of living in Le Mars affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Le Mars is 94, which is 6% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Le Mars closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Le Mars can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Le Mars Affordable?

Is Le Mars an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Le Mars, the median home price is 7.1% lower than what most folks pay across the country, and monthly rent prices are 20.4% lower than the usual rates. Income levels in Le Mars come in at $101,661, which is 25% higher than the national average.

What Factors can Influence the Cost of Living in Le Mars?

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Le Mars, the housing index stands at 11.1% lower than the national average.

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Le Mars, the general sales tax rate starts at 6%, and income tax rates begin at 4.4%.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Le Mars, the groceries index is 3.7% lower than the national average.

Where is the Data From?

The Le Mars cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Le Mars is 5% higher than the Iowa average
  • The cost of living in Le Mars is 6% lower than the national average
  • Le Mars housing is 11% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Le Mars

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Compare Le Mars, IA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$123,135$10,261$2,873$3,694
      Renters$72,770$6,064$1,698$2,183
      A good indicator of the general affordability of housing in Le Mars, IA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Le Mars, the median monthly income is $123,135 for those who own their own homes. Under the standard rule, that income level would allow for $2,873 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $72,770, per the median income in the area. That would allow for renters to spend up to $1,698 on monthly rental expenses.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Craig, IA438317.4%
      Struble, IA998317.1%
      Brunsville, IA1448316.6%
      Ireton, IA6858515.1%
      Kingsley, IA1,4958713.3%
      Le Mars, IA10,368946.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Plymouth, IN10,3668515.3%
      Ventnor City, NJ10,37012020.4%
      Fountain Inn, SC10,371954.6%
      Rideau Lakes, ON10,371n/a 
      Chalco, NE10,372964.3%
      Le Mars, IA10,368946.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.