Cost of Living in Lawrenceburg, IN

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11%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lawrenceburg Indiana National
Cost of living8989100
Groceries9597100
Health care9797100
Housing7472100
Transportation9496100
Utilities9796100
Lifestyle & Entertainment9795100
Household Items9798100
Education & Childcare9094100
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Homes For Sale In Lawrenceburg, IN

property for sale

554 W High St

Lawrenceburg, IN
property for sale

7489 Kaiser Dr

Lawrenceburg, IN
property for sale

Timberline Trl

Lawrenceburg, IN
property for sale

5716 Pioneer Ridge Ln

Lawrenceburg, IN
See the Newest Homes For Sale In Lawrenceburg, IN

Cost Of Living Quick Facts

  • The cost of living in Lawrenceburg is equal to the Indiana average
  • The cost of living in Lawrenceburg is 11% lower than the national average
  • Lawrenceburg housing is 26% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Lawrenceburg

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Compare Lawrenceburg, IN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,539$6,878$1,926$2,476
      Renters$30,811$2,568$719$924
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lawrenceburg, IN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lawrenceburg homeowners, is $82,539. This would allow for a maximum of $1,926 per month to be spent on housing costs. For renters, the median monthly income is $30,811 which would result in a maximum of $719 to be spent on rental costs.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Petersburg, KY375954.8%
      Shawnee, OH1,081954.8%
      Elizabethtown, OH2957524.9%
      Hooven, OH3367722.7%
      Shawnee village, OH5637821.8%
      Lawrenceburg, IN5,1568911.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kingsford, MI5,1568614.4%
      Hutchinson Island South, FL5,15812221.5%
      Buckley, WA5,15313433.9%
      Lochmoor Waterway Estates, FL5,15911716.7%
      Tipton, IN5,1608713.1%
      Lawrenceburg, IN5,1568911.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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