A-
7%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lakes of the Four Seasons Indiana National
Cost of living10789100
Groceries9597100
Health care9897100
Housing13572100
Transportation9596100
Utilities9396100
Lifestyle & Entertainment9895100
Household Items9698100
Education & Childcare9794100
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Cost Of Living Quick Facts

  • The cost of living in Lakes of the Four Seasons is 21% higher than the Indiana average
  • The cost of living in Lakes of the Four Seasons is 7% higher than the national average
  • Lakes of the Four Seasons housing is 35% higher than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Lakes of the Four Seasons

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Compare Lakes of the Four Seasons, IN Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$146,652$12,221$3,422$4,400
      Renters$123,259$10,272$2,876$3,698
      A good indicator of the general affordability of housing in Lakes of the Four Seasons, IN, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Lakes of the Four Seasons, the median monthly income is $146,652 for those who own their own homes. Under the standard rule, that income level would allow for $3,422 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $123,259, per the median income in the area. That would allow for renters to spend up to $2,876 on monthly rental expenses.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wheeler, IN237963.8%
      Gary, IN77,1518119.3%
      Shelby, IN3848515.5%
      New Chicago, IN1,8838415.9%
      Lake Station, IN12,2278613.6%
      Lakes of the Four Seasons, IN7,2331077.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      East Shoreham, NY7,23314747.2%
      Devon, AB7,236n/a 
      Otonabee-South Monaghan, ON7,229n/a 
      Rocky Mountain House, AB7,226n/a 
      Morrow, GA7,240937.4%
      Lakes of the Four Seasons, IN7,2331077.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.