Cost of Living in Lake Geneva, WI

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A-
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lake Geneva Wisconsin National
Cost of living10496100
Groceries10199100
Health care10198100
Housing11389100
Transportation10098100
Utilities99101100
Lifestyle & Entertainment9998100
Household Items10299100
Education & Childcare10098100
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Homes For Sale In Lake Geneva, WI

property for sale

1207 Grant St

Lake Geneva, WI
property for sale

833 Wisconsin St

Lake Geneva, WI
property for sale

N2692 Forest Dr

Lake Geneva, WI
property for sale

1014 Links Rd

Lake Geneva, WI

Cost Of Living Quick Facts

  • The cost of living in Lake Geneva is 9% higher than the Wisconsin average
  • The cost of living in Lake Geneva is 4% higher than the national average
  • Lake Geneva housing is 13% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Lake Geneva

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Compare Lake Geneva, WI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,578$10,382$2,907$3,738
      Renters$59,713$4,976$1,393$1,792
      To approximate the cost of living and the housing affordability in Lake Geneva, WI, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Lake Geneva have a median income of $124,578. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,907 per month to avoid calamity and poverty. The renters in the city have an income of about $59,713, which would make their monthly maximum allowable rental costs $1,393.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harvard, IL9,547945.8%
      Lake Ivanhoe, WI408945.7%
      Delavan, WI8,509946.2%
      Darien, WI1,502955.5%
      Chemung, IL762954.9%
      Lake Geneva, WI8,1471044.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kronenwetter, WI8,148990.7%
      Long Grove, IL8,14518181.0%
      Lexington, TN8,1458910.7%
      Greenbriar, VA8,14515251.7%
      West Long Branch, NJ8,14914443.9%
      Lake Geneva, WI8,1471044.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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