Cost of Living in Lake City, TX

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15%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lake City Texas National
Cost of living8594100
Groceries9798100
Health care9998100
Housing5183100
Transportation10198100
Utilities105103100
Lifestyle & Entertainment9998100
Household Items9798100
Education & Childcare10498100
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Homes For Sale In Lake City, TX

property for sale

335 Stephens Loop

Lake City, TX
property for sale

343 Stephens Loop

Lake City, TX
property for sale

112 Baldwin

Lake City, TX
property for sale

115 Lake Terrace Dr

Lake City, TX

Cost Of Living Quick Facts

  • The cost of living in Lake City is 9% lower than the Texas average
  • The cost of living in Lake City is 15% lower than the national average
  • Lake City housing is 49% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lake City

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Compare Lake City, TX Cost of Living

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,898$5,158$1,444$1,857
      Renters$55,876$4,656$1,304$1,676

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Owl Ranch, TX2981000.1%
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      K-Bar Ranch, TX3731000.1%
      South La Paloma, TX4001000.1%
      Alfred, TX931000.1%
      Lake City, TX5268514.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dutton, AL5267920.7%
      Rose Bud, AR5268713.4%
      Maynard, IA5268317.2%
      Williamsfield, IL5268416.3%
      West Baden Springs, IN5268614.0%
      Lake City, TX5268514.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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