Cost of Living in Ladd, IL

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ladd Illinois National
Cost of living8998100
Groceries101100100
Health care99100100
Housing6495100
Transportation102101100
Utilities10099100
Lifestyle & Entertainment101100100
Household Items102100100
Education & Childcare96100100
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Homes For Sale In Ladd, IL

property for sale

215 S Hennepin Ave

Ladd, IL
property for sale

201 S Brush Ave

Ladd, IL
property for sale

431 W Cedar St

Ladd, IL
property for sale

109 S Bureau Ave

Ladd, IL

Cost Of Living Quick Facts

  • The cost of living in Ladd is 9% lower than the Illinois average
  • The cost of living in Ladd is 11% lower than the national average
  • Ladd housing is 36% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Ladd

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Compare Ladd, IL Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,320$8,943$2,504$3,220
      Renters$40,706$3,392$950$1,221

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hollowayville, IL591000.2%
      Leonore, IL1408118.9%
      Bureau Junction, IL2298217.8%
      De Pue, IL1,7868416.5%
      Standard, IL2908514.6%
      Ladd, IL1,2868910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Edgerton, MN1,2868613.9%
      Bayboro, NC1,2868514.9%
      Vaudreuil-sur-le-Lac, QC1,286n/a 
      North Redington Beach, FL1,28715858.3%
      Fairview Park, IN1,2858514.5%
      Ladd, IL1,2868910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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